Why trust in Elite? According the US department of Labor Statistics, there are more than 160,000 roofing jobs available across the country. One can only imagine how many different roofing companies there are. So why should you trust in Elite? Elite Home Restoration is a family run company...
Ladder safety Ladder safety is extremely important, whether you are carrying shingles up to install a roof, or you are hanging Christmas lights. According to OSHA, falls from portable ladders are one of the leading causes of occupational fatalities and injuries. How can we protect ourselves...
What Does Hail Do to A Shingle? Often when the spring rolls around, we get caught up in filing claims for our roofs, the claims process, how we are going to pay our deductibles, what contractors to use, but we rarely think about what starts it...
Felt Paper (15 lb or 30 lb) vs. Synthetic Underlayment Many homeowner’s these days are becoming more involved and do their research for their home projects. When it comes to putting on a new roof, some may wonder, why should I put on a more expensive...
Depreciation Depreciation? Actual Cash Value? Replacement Cost Value? Betterment? Perils? Appraisal? Exclusions? To most of us, insurance sounds like a foreign language. Written by lawyers, trying to navigate their language and make sense of the policy can be quite difficult. During this blog we would like to...
Perils During the process of going through your claim, you may have heard the term peril. What is a peril and how does it apply to my claim? A peril is something that exposes you or your property to the possibility of risk. The insurance industry has...
Coverage C Coverage C is typically included in most homeowners’ policies; however, it may have a different coverage letter. This coverage is typically titled Loss of Use. In the event of certain losses, your home may become uninhabitable. This may be due to having no bathroom or...
Coverage B To refresh the memories of those who read our coverage A blog, we gave the example that if you turned your house upside down, everything that didn’t fall out would be coverage A. Well, look out for all those tumbling items because everything coming...
Coverage A Coverage A, the most written coverage for an insurance adjuster. So, what does Coverage A mean? Coverage A is a term to describe a portion or type of your property. The simplest way to put it; If you were to turn your house upside...
Actual Cash Value Despite most homeowners having a replacement cost policy, they are likely to receive an Actual Cash Value payment, or ACV check when the claim is first made ready for payment. The ACV is the total amount of the cost of repairs less any...
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